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All Outputs (6)

Resilience of cooperatives during global pandemics – Short-term effects of Covid-19 on lending behaviour of British credit unions (2023)
Journal Article
Vik, P., Curtis, J., & Karl, D. (in press). Resilience of cooperatives during global pandemics – Short-term effects of Covid-19 on lending behaviour of British credit unions. Journal of Co-operative Organization and Management, 11(2), 100220. https://doi.org/10.1016/j.jcom.2023.100220

Cooperative financial institutions are believed to be less vulnerable to business and economic fluctuations linked to recessions and crises. This paper examines the short-term effects of Covid-19 on the British credit union sector d... Read More about Resilience of cooperatives during global pandemics – Short-term effects of Covid-19 on lending behaviour of British credit unions.

The impact of COVID-19 on UK community finance institutions – Implications for local economic development (2023)
Journal Article
Vik, P. M., Curtis, J., & Dayson, K. T. (2023). The impact of COVID-19 on UK community finance institutions – Implications for local economic development. Local Economy, https://doi.org/10.1177/02690942231208916

UK community finance institutions play an important role in deprived neighbourhoods by serving households and businesses unable to access mainstream finance. This paper analyses the short-term effects of the Coronavirus pandemic on the activities and... Read More about The impact of COVID-19 on UK community finance institutions – Implications for local economic development.

Social goals versus business necessity : the nature and determinants of innovation in financial inclusion (2021)
Journal Article
Vik, P., McEachern, M., Curtis, J., Kane, K., & Dayson, K. (in press). Social goals versus business necessity : the nature and determinants of innovation in financial inclusion. Social Business, https://doi.org/10.1362/204440821X16206324311132

Purpose: This study aims to explore the extent to which social innovation is prioritised among a sample of organisations promoting financial inclusion through the provision of affordable credit, advice and financial education. Additionally, we seek... Read More about Social goals versus business necessity : the nature and determinants of innovation in financial inclusion.

Toward an architecture of microcredit regulation : the case of the European code of good conduct (2014)
Journal Article
Dayson, K., & Vik, P. (2014). Toward an architecture of microcredit regulation : the case of the European code of good conduct. Journal of cost management, 28(2), 18-25

Over the last few years microfinance has faced criticism for the quality of its customer services, excessive profiteerng, and divergence from its core mission of helping the poor. As the sector, in some nations, and especially individual institution... Read More about Toward an architecture of microcredit regulation : the case of the European code of good conduct.

Technology to toilets (2010)
Journal Article
Dayson, K., & Sim, J. (2010). Technology to toilets. Journal of Electronic Commerce in Organizations, 8(3), 49-59. https://doi.org/10.4018/jeco.2010070105

Approximately 2.5 billion people do not have access to a toilet; instead, they have no choice but to practice open defecation, having a potentially detrimental effect on their health. This paper asks whether microfinance and IT can play a role in... Read More about Technology to toilets.