All Outputs (17)

The link between digital skills and financial inclusion – evidence from consumers survey data from low-income areas (2024)
Journal Article
Vik, P., Kamerade, D., & Dayson, K. (in press). The link between digital skills and financial inclusion – evidence from consumers survey data from low-income areas. Journal of Consumer Policy,

Financial and digital inclusion are key consumer policy agendas for governments globally. Yet, despite the importance of online interfaces to manage finances and make payments, the link between financial and digital inclusion remains under-researched... Read More about The link between digital skills and financial inclusion – evidence from consumers survey data from low-income areas.

The link between digital skills and financial inclusion -Evidence from consumers survey data from low-income areas (2024)
Journal Article
Vik, P., Kamerāde, D., & Dayson, K. (in press). The link between digital skills and financial inclusion -Evidence from consumers survey data from low-income areas. Journal of Consumer Policy,

Financial and digital inclusion are key consumer policy agendas for governments globally. Yet, despite the importance of online interfaces to manage finances and make payments, the link between financial and digital inclusion remains under-researched... Read More about The link between digital skills and financial inclusion -Evidence from consumers survey data from low-income areas.

Proof of concept - Community Land Trusts (2011)
Report
Paterson, R., & Dayson, K. (2011). Proof of concept - Community Land Trusts

This ‘proof of concept’ report seeks to examine and quantify the progress made by Community Land Trusts (CLTs) now that there are a significant number of homes on the ground. Through the evidence of the case studies it will also look at the lessons l... Read More about Proof of concept - Community Land Trusts.

Research into financial exclusion in Rochdale - final technical report (2011)
Report
Dayson, K., & Vik, P. (2011). Research into financial exclusion in Rochdale - final technical report

This report presents the findings and recommendations of research conducted on the extent and nature of financial exclusion in Rochdale.

The evolution of financial exclusion in Leeds since 2004- final technical report (2011)
Report
Dayson, K., & Vik, P. (2011). The evolution of financial exclusion in Leeds since 2004- final technical report

The impact of financial inclusion interventions on the economy of Calderdale – final technical report (2011)
Report
Dayson, K., & Vik, P. (2011). The impact of financial inclusion interventions on the economy of Calderdale – final technical report

This study quantifies the wider effects of financial inclusion interventions in Calderdale on both the local and regional economy.

Mapping financial exclusion amd ways to combat it – technical report prepared for First Choice Homes Oldham (2010)
Report
Dayson, K., & Vik, P. (2010). Mapping financial exclusion amd ways to combat it – technical report prepared for First Choice Homes Oldham

Technology to toilets (2010)
Journal Article
Dayson, K., & Sim, J. (2010). Technology to toilets. Journal of Electronic Commerce in Organizations, 8(3), 49-59. https://doi.org/10.4018/jeco.2010070105

Approximately 2.5 billion people do not have access to a toilet; instead, they have no choice but to practice open defecation, having a potentially detrimental effect on their health. This paper asks whether microfinance and IT can play a role in... Read More about Technology to toilets.

Financial inclusion initiatives : economic impact and regeneration in city economies - the case of Leeds (2009)
Report
Dayson, K., Conaty, P., Dawson, J., Marchant, R., Salt, A., & Vik, P. (2009). Financial inclusion initiatives : economic impact and regeneration in city economies - the case of Leeds

Delivering insurance to low-income households (2009)
Report
households

Lack of insurance is recognised as a key indicator of financial exclusion in the UK, and the government is encouraging thinking on how it can be tackled. Community development finance institutions (CDFIs) have a UK-wide presence, and have experien... Read More about Delivering insurance to low-income households.

Lloyds TSB CDFI operational sustainability research project (2008)
Report
Dayson, K., Paterson, B., Salt, A., & Vik, P. (2008). Lloyds TSB CDFI operational sustainability research project

Toward a performance assessment of microfinance institutions in Europe (2006)
Journal Article
Quach, H., & Dayson, K. (2006). Toward a performance assessment of microfinance institutions in Europe. Finance & bien commun, 25, 61-68

Tackling financial exclusion: the case for a community banking partnership approach (2005)
Report
Conaty, P., & Dayson, K. (2005). Tackling financial exclusion: the case for a community banking partnership approach

How credit unions, money advice agencies, banks and CDFIs can join together to offer a partnership solution.

Are community finance institutions doing too much? (2005)
Presentation / Conference
Dayson, K. (2005, November). Are community finance institutions doing too much?. Presented at 28th ISBE (Institute of Small Business Entrepreneurs) National Conference: 'Illuminating entrepreneurship: the theory and practice of enterprise creation and development', Blackpool, UK

Community finance initiatives: a policy success story (2004)
Report
Dayson, K. (2004). Community finance initiatives: a policy success story

Carpetbaggers and credit unions : a sociological study into the paradox of mutuality in the late twentieth century (2002)
Thesis
Dayson, K. Carpetbaggers and credit unions : a sociological study into the paradox of mutuality in the late twentieth century. (Thesis). University of Salford

This thesis explores the apparent paradox of mutuality in Britain at the turn of the millennium. It contrasts the relative decline of building societies via demutualisation, against the continual governmental support for and growth of credit unions... Read More about Carpetbaggers and credit unions : a sociological study into the paradox of mutuality in the late twentieth century.

The demise of the bank branch manager : the depersonalisation and disembedding of modern British banking
Thesis
Vik, P. The demise of the bank branch manager : the depersonalisation and disembedding of modern British banking. (Thesis). University of Salford

This thesis looked at the development of the role of the bank branch manager since the 1960s with the purpose of shedding light on the nature, drivers and impact of the transformation of British branch banking in this period. The analysis was based o... Read More about The demise of the bank branch manager : the depersonalisation and disembedding of modern British banking.